20520 Pine Tree Ln, ESTERO, FL 33928
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Priced at Only: $725,000
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Address: 20520 Pine Tree Ln, ESTERO, FL 33928
Property Location and Similar Properties
- MLS#: 225083687 ( Residential )
- Street Address: 20520 Pine Tree Ln
- Viewed: 1
- Price: $725,000
- Price sqft: $295
- Waterfront: Yes
- Wateraccess: Yes
- Waterfront Type: Canal Front
- Year Built: 1997
- Bldg sqft: 2457
- Bedrooms: 3
- Total Baths: 2
- Full Baths: 2
- Additional Information
- Geolocation: 26.4413 / -81.8347
- County: LEE
- City: ESTERO
- Zipcode: 33928
- Subdivision: Estero River Heights

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DescriptionOne or more photo(s) has been virtually staged, AI generated or rendered. Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf skythis is waterfront living done right. Set along a Gulf access canal with prized western exposure, this 3 bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm rated garage door, and a reverse osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the waterthis is more than a home, its a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
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Features
Building and Construction
- Exterior Features: Boat Dock Private, Open Porch/Lanai, Storage
- Flooring: Tile, Wood
- Living Area: 1738
- Other Structures: Cabana, Storage
- Roof: Metal
Land Information
- Lot Features: Corner Lot, Oversize
Garage and Parking
- Parking Features: Driveway Paved, Attached
Eco-Communities
- Water Source: Reverse Osmosis - Entire House, Well
Utilities
- Cooling: Ceiling Fan(s), Central Electric
- Heating: Central Electric
- Pets Allowed: Yes
- Sewer: Septic Tank
Amenities
- Association Amenities: Barbecue, Cabana, Community Boat Ramp, Park
Finance and Tax Information
- Tax Year: 2024
Other Features
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment Owned
- Furnished: Negotiable
- Interior Features: Cathedral Ceiling(s), Pantry, Walk-In Closet(s), Window Coverings
- Area Major: ESTERO RIVER HEIGHTS
- Parcel Number: 29-46-25-E4-05000.0100
- Style: Ranch, Single Family
- View: Canal
- Zoning Code: RSF
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