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PROPERTY 3783 Payne Lake Road, Chipley, FL 32428, MLS#779897 - Residential
Call Now:

Hardeep Kumar Yh

HR Moon Homes
We are the World
Active
Property Photos
3783 Payne Lake Road
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PRICED AT ONLY: $485,000

Address: 3783 Payne Lake Road, Chipley, FL 32428

Description

Lakefront Living Meets Laid Back Country Charm on Payne Lake Wake up to water views, towering oak trees, and the kind of peace you can't find in the city. This stunning lakefront retreat on Payne Lake sits on 1.45 private acres just outside Chipley, offering the perfect balance of quiet country living with easy access to Panama City, the Gulf Coast, and Tyndall Air Force Base. ✨ Why This Home Stands Out Breathtaking Lake Views Expansive windows throughout the main home flood the open floorplan with natural light and showcase serene water views. Spacious & Inviting Interior A modern kitchen anchors generous living and dining areas, ideal for entertaining or everyday comfort. Outdoor Living Paradise Step onto the large deck overlooking Payne Lake, shaded by mature oak treesperfect for morning coffee, sunset dinners, or weekend gatherings. Private In Law Suite / Income Potential A separate efficiency unit with its own entrance, kitchenette, and full bath offers flexibility for guests, multi generational living, or rental income. Room to Roam Enjoy privacy, space for gardens, hobbies, boats, or future expansionno HOA restrictions. Lake Life at Your Doorstep Kayak, paddleboard, fish, or simply enjoy the abundant wildlife right from your backyard. Payne Lake is a natural playground for outdoor enthusiasts and anyone craving a slower pace. Convenient Location Panama City ~48 miles (under an hour) Panama City Beach ~53 miles (about 1 hour) Tyndall Air Force Base ~61 miles (easy commuter distance) Perfect For Buyers seeking peaceful lakefront living Multi generational households Military buyers commuting to Tyndall AFB Nature lovers who still want beach days within reach This is more than a homeit's a lifestyle. Quiet mornings, lake adventures, and room to truly breathe. Schedule your private showing and experience Payne Lake living for yourself.
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  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-

  •   Monthly -
  • MLS#: 779897 ( Residential )
  • Street Address: 3783 Payne Lake Road
  • Viewed: 92
  • Price: $485,000
  • Price sqft: $156
  • Waterfront: Yes
  • Wateraccess: Yes
  • Waterfront Type: Lake,LakeFront
  • Year Built: 1986
  • Bldg sqft: 3100
  • Bedrooms: 5
  • Total Baths: 4
  • Full Baths: 4
  • Garage / Parking Spaces: 3
  • Days On Market: 196
  • Acreage: 1.45 acres
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Exterior Features: Deck
  • Fencing: ChainLink
  • Living Area: 0.00
  • Other Structures: SecondGarage, GuestHouse
School Information
  • High School: Vernon
  • Middle School: Vernon
  • School Elementary: Vernon Elementary
Garage and Parking
  • Garage Spaces: 3.00
  • Open Parking Spaces: 0.00
  • Parking Features: AdditionalParking, Garage, GarageDoorOpener
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans
  • Heating: Central, Electric
  • Road Frontage Type: PrivateRoad
  • Utilities: ElectricityAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricRange, ElectricWaterHeater
  • Interior Features: InteriorSteps
  • Legal Description: 20 2 14 ORB 585 P 181 LOT 4 PAYNE LAKES REC PLAT BLK A
  • Area Major: 10 - Washington County
  • Occupant Type: Occupied
  • Parcel Number: 00000000-00-3322-0003
  • Style: Country
  • The Range: 0.00
  • View: Lake
  • Views: 92

Contact Info

  1. We are the World
Hardeep Kumar Yh