***VA Loan Assumable Interest Rate 3.125%*** Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar white beaches and turquoise waters of 30A. This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable. Inside, the home feels bright and inviting with fresh interior paint, brand new carpet upstairs, and an open concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out of town guests. Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk in closets. The spacious en suite bath includes dual vanities, a soaking tub, and a separate walk in shower, perfect for unwinding after a day in the sun. Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low maintenance appeal. Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year round sunshine. From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails. Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.