Charming 2 bedroom, 2 bath home with OVERSIZED Painted CARPORT & Driveway in the DESIRABLE 55+ community of Harbor Oaks with ACCESS to THE CHAIN OF LAKES. Situated along the shores of Lake Griffin on the famous Harris Chain of Lakes, this home offers the ability to enjoy an active and relaxed lifestyle in a beautiful setting with so many Amenities for a LOW $125 MONTHLY HOA. This home features a spacious living room that leads to the FL room. The kitchen has been freshly painted and has a stainless steel refrigerator, microwave and dishwasher. It also has a breakfast bar and dining area which have vinyl flooring. Some recent and important updates include: New Roof Over in 2018 and 8 New Double Pane Windows in 2024 which lowers overall energy and insurance costs. This spacious home is perfect as a full time residence or as a winter retreat. The home features a bright and airy Florida room and also has a large screened porch, perfect for relaxing or entertaining. A double driveway with a durable epoxy coating provides ample parking, while the roof over, just 4 years old, adds peace of mind. Harbor Oaks offers incredible amenities, including a clubhouse, heated pool and spa, shuffleboard, horseshoes, Petanque, a fishing pier, and a 31 slip covered marina with a private boat ramp. You can enjoy lots of fishing & boating here while taking in the gorgeous sunset views! Residents have access to their own boat ramp, dock, and a pier. The low $125 MONTHLY HOA fee includes the water, sewer, yard mowing and trash pickup! NO LOT RENT!!! Harbor Oaks is centrally located with lots of shopping,dining,entertainment and medical services just around the corner and with close proximity to the Villages and other popular destinations.