2.8% ASSUMABLE LOAN!! Private pool home on over half an acre in the gated Lake Merial community, conveniently located just north of Lynn Haven and approximately 30 minutes from Panama City Beach. Built in 2021, this spacious 4 bedroom, 2 bath home offers over 2,500 square feet of well designed living space with a flexible layout ideal for both everyday living and entertaining. Situated on a generous 0.58 acre homesite, the property offers privacy and room to spread out while still being part of one of the area's most desirable gated communities. The thoughtful floor plan includes a formal dining room and a dedicated office or flex space off the entry, perfect for working from home, a playroom, or additional living space. The kitchen features stainless steel appliances, white cabinetry, a custom glass backsplash, and an open layout that flows seamlessly into the spacious living area highlighted by a shiplap accent wall. The design creates a comfortable gathering space ideal for family and entertaining. The primary suite provides a relaxing retreat with double vanities, two walk in closets, a garden tub, and a separate shower. Three additional bedrooms offer comfortable space for family members or guests. Step outside to enjoy one of the home's standout features a private gunite pool with stone paver surround, a covered back patio, and a fenced backyard perfect for relaxing or entertaining. The property also includes an oversized driveway with ample parking and a private irrigation well to help maintain the landscaping. Lake Merial is known for its peaceful setting and outdoor lifestyle, featuring a crystal clear spring fed lake ideal for kayaking, paddleboarding, canoeing, and fishing. Residents enjoy gated privacy, walking trails, and green space while still being just minutes from Lynn Haven shopping, dining, schools, and convenient access to Panama City and Panama City Beach. This home offers the rare combination of modern construction, space, privacy, and resort style outdoor living in one of Bay County's most scenic gated communities.