According the Mortgage Bankers Associaction, FHA loans, which are government backed loans made up 36% of loan application which is the largest amount since 1990. FHA loans require only 3.5% down payment and it is affordable to most homebuyers and first time homebuyers, if they CLOSE by November 30 [Read More]

How to buy a home in today's market in Hernando County Forget about foreclosure pricing for a moment. Fear not, you will find the great buys in Spring Hill and Brooksville the most discounted homes in Florida and perhaps the US.  But let's begin with the basics of home buying. Write [Read More]

Unfortunately do to the extensive building due to the earlier boom, we are seeing a lot of commercial vacancies in Spring Hill and Weeki Wachee. Since these buildings started during the boom, they were sure they were going to be filled, but they are not. I live near the new Publix on 19 and there [Read More]

The banks are the ultimate deciders on loans and are therefore to blame for the current status of today’s malaise and malcontent in the marketplace. Wells-Fargo just auctioned off $600 million worth of non-performing sub-prime loans that they valued at 12cents on the dollar and they, along wi [Read More]

If you are among the many homeowners in Spring Hill, Hernando County Florida seeking to avoid foreclosure you do have several options, one of which is performing a short sale. Some homeowners, depending on their equity situation, may allow their home to go into foreclosure instead of considering a [Read More]

For the past week i have attend several meetings in the county.It seems there is alot of talk about programs that are coming down from everywhere.It looks like august from the state where they will be loaning up to 8ooo dollars in advance to use for your home purchase which in turn you will sign ov [Read More]

I thought you may be interested in what a day in the life of a realtor is like (at least my life, can't speak for the others.) I start my day around 7 am, a cup of coffee (yesterdays brew, holds me until the fresh pot is ready) and then a computer search of new listings. With multiple buyers ea [Read More]

Hello Buyer's to all of you out there>>>> I am a Realtor associate, E-Pro, and located in Spring Hill, Florida. I Have not seen prices this low since 2001, despite what the media talks about, house prices are the lowest in years and are selling. For an example I sold homes less the [Read More]

BANKS that are representing short sales seem to be saying that if they can’t fool everyone than they’ll just fool themselves; being as they have the wherewithal to do so. As just one example, we have a qualified buyer for a short sale where the bank is asking $145,000 and my qualified [Read More]

Florida has had a bad "rap" due to the economy and real estate market. NOW is a GREAT time to buy in our beautiful Sunshine state. There are several great real estate deals for homes and vacant land. We are still the state of white sand beaches, some of which are dog friendly. Fresh water [Read More]